Impact

Between January 2024 and January 2026, DGV enabled more than 15,000 unique dairy farmers across eight Indian states to access formal financial services, facilitating over INR 80 crore in loan disbursements.

Its integrations with dairy processors have also given the company access to the financial data of one million farmers. Half of the milk suppliers represented in that data are women, creating a significant opportunity to connect more rural women directly with banks, insurers and markets. This figure represents DGV’s potential reach rather than the number already served.

The platform is designed to make borrowing safer on both sides. Linking disbursements to cattle and equipment purchases helps keep loans focused on productive uses, while repayments drawn from milk proceeds create a rhythm aligned with farmers’ actual earnings. For lenders, better visibility over income, assets and repayments can reduce uncertainty. For farmers, each completed transaction can strengthen the financial history behind their next application.

DGV reports that it has reduced its cash burn by 65 per cent while growing revenue by between 5 and 7 per cent month on month, suggesting that wider access need not come at the expense of commercial discipline.

Future outlook

DGV’s immediate goal is to become cash-positive while expanding its network of financial partners. It plans to onboard five banks or non-bank financial companies and fully integrate two lenders across finance, marketplace and insurance services.

Over the next three to five years, DGV aims to expand into two or three markets in Africa and Southeast Asia. It also wants to establish its technology as national infrastructure for bovine identity, digital health certification and livestock finance.

The longer-term ambition is larger than faster lending. It is to make a farmer’s daily work visible, bankable and capable of opening the door to lasting financial security.