ChallengeIn Singapore, one in four citizens will be over 65 by 2030. While longevity is rising, opportunities for older professionals are not. Many who retire or step away from corporate roles find themselves excluded from meaningful work, despite regulations that encourage re-employment. The barriers are often invisible but deeply entrenched. Age discrimination, coupled with rigid full-time job structures, sidelines experienced professionals who still want to contribute. This exclusion not only deprives businesses of valuable expertise, but also undermines families’ financial security and strips communities of the benefits of intergenerational collaboration.    SolutionThe Courage Chapter was founded to redress this imbalance. Its mission is to give seniors a choice to work, a choice of work, and the freedom to decide when to work. In 2023, it launched the Reternship Programme, a structured pathway for retirees and senior professionals to re-enter the workforce on their own terms.  The model is disruptive in its simplicity. Instead of forcing seniors to fit into outdated employment moulds, the Reternship Programme matches them to fractional or project-based roles. Typically working two to three days a week, seniors bring decades of experience to bear on projects, mentoring teams, and building organisational capacity. The flexibility acknowledges that meaningful work need not conform to the traditional nine-to-five, and that value is not measured by hours clocked but by impact delivered.  For businesses, the model offers a compelling proposition: highly skilled talent in an agile, cost-effective form. For seniors, it restores dignity, purpose and the chance to remain active contributors to society.  As of 2025, more than 500 senior professionals have engaged with The Courage Chapter’s platform, with 47 securing paid roles across companies and charities. ImpactIn a labour market where applications from seniors are routinely disregarded, each placement represents a meaningful breakthrough.  The organisation has already partnered with more than 20 corporates and non-profits, including Unilever, HOYA, United Women Singapore and the APEC Secretariat, to design opportunities that harness senior expertise. These partnerships demonstrate that inclusion is not a matter of sentiment, but a practical route to stronger organisations.  Beyond placements, The Courage Chapter has hosted 15 webinars and events over the past year, covering topics from AI for productivity to personal branding for seniors. More than 300 participants have taken part, building not only technical skills but also confidence and community.  The ripple effects extend far beyond the individual. Companies benefit from seasoned professionals without the burden of long-term headcount commitments. Younger employees gain mentorship and perspective, drawing on the wisdom of colleagues who have navigated decades of economic cycles. Charities, often constrained by resources, access strategic insights that would otherwise remain out of reach. For seniors, the change is personal: moving from isolation to inclusion, from being seen as past their prime to being recognised as catalysts for progress.  Financially, the programme is designed to endure. The Courage Chapter generates income through placement fees, project management services and events, with additional support from employer branding services for companies eager to demonstrate age-inclusive practices.  Future outlookLooking ahead, the organisation is scaling its ambitions. By end 2025, The Courage Chapter team would have immersed 50 senior professionals in the social service sector, a growth sector in Singapore, helping these professionals to transition well through appreciation courses, learning journeys, and micro-projects that help them contribute to and build trust with charities, for long term engagement.